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He must continue taking cards until his total is at least A slight variation of this rule is discussed below. That makes a hand value of 16, so he must draw another card.
He drew a 7, making the hand value 13 the Ace can no longer be counted as With a total of 13, he must hit again. He drew a 6, making the hand total Since that is "17 or more", the dealer stops with a final total of If you draw a card that makes your hand total go over 21, your hand is a bust.
That is an automatic loser. The dealer will immediately collect your bet, and discard your hand. Assuming you did not bust, the dealer will play out his hand at the end.
If he busts by going over 21, all the remaining players win their bets. If his total is higher than yours, you lose the bet, and he will collect your bet and put the chips in his tray.
If your total is higher than his, you win the bet, and he will pay the entire amount you have bet. So, what happens if you and the dealer tie, with the same exact total?
A tie is called a "push", and you do not win or lose your bet. Your chips stay in the betting circle where you can leave them for the next hand if you want, or you can add to or remove from them as you wish before the next hand.
A blackjack, or natural, is a total of 21 in your first two cards. A blackjack is therefore an Ace and any ten-valued card, with the additional requirement that these be your first two cards.
If you split a pair of Aces for example, and then draw a ten-valued card on one of the Aces, this is not a blackjack, but rather a total of The distinction is important, because a winning blackjack pays the player at 3 to 2.
If both a player and the dealer have blackjack, the hand is a tie or push. The dealer will usually pay your winning blackjack bet immediately when it is your turn to play.
In the face down games, this means that you should show the blackjack to the dealer at that time. Some casinos may postpone paying the blackjack until after the hand is over if the dealer has a 10 card up and has not checked for a dealer blackjack.
Other casinos check under both 10 and Ace dealer upcards, and would therefore pay the blackjack immediately. Regardless, when you are dealt a blackjack, turn the cards face up, and smile.
It only happens about once every 21 hands, but it accounts for a lot of the fun of the game. The most common decision a player must make during the game is whether to draw another card to the hand "hit" , or stop at the current total "stand".
You will be required to make hand signals rather than just announcing "hit" or "stand" to the dealer. This is to eliminate any confusion or ambiguity in what you choose, and also for the benefit of the ever-present surveillance cameras.
If you go over 21, or "bust", the dealer will collect your bet and remove your cards from the table immediately.
In the face-up shoe game, you indicate that you want another card by tapping the table behind your cards with a finger.
When you decide to stand, just wave your hand in a horizontal motion over your cards. In the face-down game, things are a little different.
You will hold the first two cards with one hand. To let the dealer know that you want to draw another card to your hand, scratch the table with the bottom of your cards lightly.
Watch another player at first to see how this works. The dealer will deal your additional cards on the table in front of your bet. Leave those cards on the table, but mentally add them to your total hand value.
If you go over 21, just toss the two cards in your hand face up on the table. The dealer will collect your bet and discard your hand.
When you decide to stand, tuck the two cards you are holding face-down under the chips in your betting circle. This can be a bit tricky the first few times.
Simply slide the corner of the cards under the chips. Describing these moves makes them sound complicated. Just pay attention to what other players are doing and you will fit right in.
Much of the excitement and profit in blackjack comes from hands where you are able to "double down". This option is available only with a two card hand, before another card has been drawn.
Doubling down allows you to double your bet and receive one and only one additional card to your hand. In this case, you have a good chance of winning the hand by drawing one additional card, so you should increase your bet in this advantageous situation by doubling down.
If you are playing in a hand-held game, just toss your original two cards face-up on the table in front of your bet. In either type of game, add an additional bet to the betting circle.
Place the additional bet adjacent to the original bet, not on top of it. The dealer will deal one additional card to the hand.
In a shoe game, he will probably deal the card sideways to indicate that this was a double-down. In a hand-held game, the card will be tucked face-down under your bet to be revealed after the hand is over.
Depending on what the dealer makes on his hand, it can be an exciting wait to see that card revealed at the end! You are allowed to double down for any amount up to your original bet amount, so you could actually double down for less if you wanted.
Remember that you do give up something for being allowed to increase your bet: If the correct play is to double down, you should always double for the full amount if possible.
And just when should you double down, you ask? For that information, just use our Blackjack Basic Strategy Engine. When you are dealt a pair of cards of the same rank, you are allowed to split the pair into two separate hands and play them independently.
Sixteen is the worst possible player hand, since it is unlikely to win as is, but is very likely to bust if you draw to it.
If you are playing a hand-held game, toss the cards face-up in front of your bet just like a double down. Then, in either type of game, place a matching bet beside the original bet in the circle.
Note that you must bet the same amount on a split, unlike a double-down where you are allowed to double for less.
The dealer will separate the two cards, and treat them as two independent hands. He will deal a second card on the first eight, and you will play that two-card hand to completion.
Many casinos will let you double-down on that two-card hand if you want. No matter what happens on your first hand, when you are done with it the dealer will deal a second card to your next hand and the process starts all over.
If you get additional pairs in the first two cards of a hand, most casinos will allow you to resplit, making yet another hand.
Typically a player is allowed to split up to 3 times, making 4 separate hands, with 4 separate bets. If double after split is allowed, you could have up to 8 times your initial bet on the table!
Note that you are allowed to split any valued cards, so you could split a Jack, Queen hand. However, this is usually a bad play.
You will make more money on the pat 20 than you will trying to make two good hands from it. I wrote a post about just that: Why Splitting Tens is a Bad Move.
Another oddity comes when splitting Aces. Splitting Aces is a very strong player move so the casino limits you to drawing only one additional card on each Ace.
Also, if you draw a ten-valued card on one of your split Aces, the hand is not considered a Blackjack, but is instead treated as a normal 21, and therefore does not collect a 3: With all these limitations, you may wonder whether it makes sense to split Aces.
The answer is a resounding YES. For accurate advice on what other pairs you should split, consult the Blackjack Basic Strategy Engine.
If you want to win at Blackjack, you will eventually need to learn basic strategy from a basic strategy chart or play the interactive strategy trainer.
However, there are some quick rules and tips that you can learn as a beginner to decrease the house edge and formulate a strategy.
Remember there are more 10 value cards 10, J, Q, K than any other cards in the deck—so when a 10 will get you close to 21 and you are against a card that is bad for the dealer, you should double.
A player 9, 10, or 11 would always be a good double when a dealer is showing a 3, 4, 5, or 6. This is because the 3, 4, 5, and 6 are starting cards that are more likely to make a dealer bust.
The Ace is such a powerful card because pulling a 10 on a split will give you a Even though a 21 gained through a split is still only paid 1: Two fives total 10—which is a hand much better suited for doubling.
Insurance in blackjack is often misunderstood by players, and is a big money-maker for casinos. Naming this side-bet "insurance" was a brilliant marketing ploy, and some otherwise solid players will frequently make this bad bet to "insure" when they have a good hand.
But actually, insurance is not always a bad bet. For players who can recognize when the remaining deck is rich in ten-valued cards, this can actually be a profitable side-bet.
When the dealer turns up an Ace, he will offer "Insurance" to the players. Insurance bets can be made by betting up to half your original bet amount in the insurance betting stripe in front of your bet.
The dealer will check to see if he has a value card underneath his Ace, and if he does have Blackjack, your winning Insurance bet will be paid at odds of 2: You will still lose your original bet unless you also have a Blackjack , so the net effect is that you break even assuming you bet the full half bet for insurance.
This is why the bet is described as "insurance", since it seems to protect your original bet against a dealer blackjack.
Insurance is simply a side-bet offering 2: Not surprisingly, the casino has a substantial edge on this bet. In a single deck game, there are 16 ten-valued cards.
That creates a 5. Card counters can still beat the insurance bet, by only making the bet when they know that more than one-third of the remaining cards are tens.
Unless you are card counter and know the deck is skewed sufficiently, just ignore the insurance bet. If you have a blackjack when the dealer turns up an Ace, he is likely to offer you "even money" instead of the insurance bet.
If you accept, the dealer will pay you the amount of your original bet and discard your hand of blackjack, before he even checks under his Ace to see if he has a blackjack as well.
Many players think this sounds like a good deal, guaranteeing a profit even if the dealer has a blackjack. But that guaranteed profit comes at a price.
Let me show you how it works:. So, casinos allow you to eliminate the insurance bet altogether, and simply declare that you want "even money" for your blackjack when the dealer has an Ace showing.
The problem is that you are still making a bad bet on insurance, which costs you money. A player who does not count cards should simply never take the insurance bet, even the "even money" variety.
Some games offer the player a chance to fold their hand, and forfeit half of their bet. This surrender option must be done as the very first action the player takes on the hand.
Even when surrender is available, it is rarely used by players. But for a smart player, it is a useful option, and reduces the house advantage by about 0.
When surrender is available, make sure you know the correct strategy for using it. Most players who use the option surrender too many hands. If your game offers surrender, I recommend reading my complete explanation of blackjack surrender.
In the most common variety known as "late" surrender , a player cannot surrender until after the dealer has checked for blackjack.
If the dealer has blackjack, you will lose your entire bet with no chance of surrendering for half the cost. Generally, the dealer in blackjack must hit if he has a total of 16 or less, and stand if he has 17 or more.
Seventeen is a weak hand, so if the dealer is allowed to try to improve the soft 17 hands, it makes the game tougher. Ask the dealer to move on to the next player and deal you no more cards.
After all players at the table have made their decisions, the dealer will reveal his facedown card. If your hand is closer to 21 than that of the dealer, you bust the dealer and win.
If the dealer has 21 or a closer score to 21 than any of the other players, the dealer wins. Your payout depends on the type of bet that you placed, as well as on the size of your bet.
Take a look at the additional rules below:. In addition to the basic rules, more experienced players should also take note of the following advanced rules to take their blackjack game to the next level:.
Our full blackjack strategy guide will give you lots of pointers as to when you should hit and when you should stand or double down.
However, to get you started, here are two quick pointers to keep in mind whenever you sit down at a blackjack table, either online or in a brick and mortar casino:.
This is a common mistake made by rookie players, who think that splitting face cards and tens can double their profits. This is a no-brainer, or at least it should be!
A pair of 8s gives you the dreaded 16, and by splitting these you are banking on at least one face card showing up to give you a good hand.
Even a 1, 2 or a 3 are all good cards to draw to an 8, meaning that you have plenty of chances to make a winning hand. Blackjack offers some of the best value in the casino to the player, but only if you use the correct strategy and play with your head and not your heart.
Here are a few quick tips which everyone should take into consideration before approaching the virtual blackjack tables, but you can find some more in-depth blackjack tips in our guide:.
Never throw good money after bad. Set a budget for yourself before you come to the table, and stick with it. As you begin to play make sure to keep your basic strategy guide open on a separate window so you can refer to it quickly.
This is reckless play, and no one wants to see half their pot disappear in one go. The dealer has an ace up. Many dealers will advise players to take insurance if the player has a blackjack.
These are the steps involved: Dealer has an ace up. As it happens, dealers who suggest this play are giving bad advice. Insurance would be an even bet if the dealer showing an ace completed a blackjack one-third Taking insurance is a bad percentage play, no matter what the player total, unless the player is a card counter who knows that an unusually large concentration of value cards remains to be played.
Not all blackjack games are created equal. Some variations in the rules are good for the player, and some are bad. The shifts in the house edge may look small, but they make large differences in a game in which the total house edge is less than 1 percent against a basic strategy player.
Here are some common variations and their effect on the house advantage:. Double downs after splitting pairs permitted: A very good rule for the player, it cuts the house advantage by 0.
In areas where several casinos are within reasonable distance, the player should choose games in which doubling after splits is allowed.
Resplitting of aces permitted: At most casinos, the player who splits aces receives only one more card on each ace.
But if the player receives another ace, some casinos allow the resulting pair to be resplit. This option cuts the house edge by 0.
It is rare to find a game that goes even further by allowing the player to draw more than one card to a split ace, an option that cuts the house edge by 0.
If the house allows the player to surrender half the original bet instead of playing the hand before the dealer checks for blackjack, that is early surrender.
A great rule for the player, and one that is rarely found, early surrender cuts the house edge by 0. Found more often than early surrender, but still not commonplace, late surrender allows the player to give up half the bet rather than playing the hand after the dealer checks for blackjack.
This decreases the house edge by 0. Double-downs limited to hard 11 and hard Some casinos do not allow the player to double on totals of less than 10 or on soft hands.
The net is a 0. Dealer hits soft If, instead of standing on all 17s, the dealer hits hands including an ace or aces that can be totaled as either 7 or 17, the house edge is increased by 0.